miller & associates, inc.

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miller & associates, inc.

miller & associates, inc.miller & associates, inc.miller & associates, inc.
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  • Our Team
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Personal Lines:

Protect yourself from the financial risks of property damage and liability.

Automobile

Auto insurance is required in nearly every US State and protects you and your vehicle(s) from both damage and liability. 

Homeowners

Homeowners insurance provides protection for your home and belongings. It covers things like the structure itself, additional structures, personal property, liability protection, and more. Banks will require proof of home insurance when they hold the mortgage on your home. 

Dwelling Fire

Provides coverage for a home that is not your primary residence. Examples are vacation homes, rental properties, vacant homes, etc. Like a Homeowners policy, a Dwelling Fire policy protects the dwelling, other structures, personal property, liability, loss of use, and more. 

Umbrella

An Umbrella policy gives you extra coverage for your liability insurance, above and beyond what your standard home, auto, or renters policy might cover. This protects you and your assets if you face a major accident or lawsuit.

Recreational Vehicles

RV Insurance can cover your for liability, comprehensive, collision, uninsured/unerinsured motorist, and more. 

Motorcycle/atv/boat

Each of these can protect your equipment in the same way an auto policy can protect your vehicle. Accidents, theft, and liability are important aspects to cover when owning each one.


Commercial Lines:

Protect your business and its assets from major financial losses.

Businessowners

A Businessowners policy provides a convenient combination of protection for general liability, commercial properties, and loss of income.  

Farm

A Farm policy can protect your home and personal property. It also can include farm structures, equipment, liability, and can cover crops & livestock. 

Commercial Auto

Gives you coverage against liability, property damage, and other risks that come with business vehicles.

Commercial Umbrella

Extends extra liability coverage beyond what the limits of your other business insurance policies do, which protects your business from larger claims.

Builders Risk

Protects buildings and structures under construction for events like fire, theft, vandalism, or weather.

Tailored Protection Policy / Garage Liability

A TPP protects you when your business causes damage to someone else's property. Garage Liability covers liability for auto-related businesses.

Workers Compensation

Coverage for employees who suffer work-related injuries or illness, which employers from related lawsuits. 


Life & Health:

Protect yourself and your family in the event of illness, injury, and death.

Life

Financial protection for your family if you pass away. 

Annuity

Helps you preserve your financial stability and ensure you don't outlive your money. 

Disability Income

Continues a portion of your income in the event that you are unable to work due to an illness or injury.

Individual Health

Provides coverage for medical expenses, helping you better manage healthcare and treatment costs.

group Health

A health insurance policy provided by an employer to employees and their families, typically at a lower cost. 


Crop & Livestock:

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Organic Elections

Allows you to use organic-specific price elections to determine your coverage and indemnity.

Pasture, Rangeland, Forage (PRF)

Protects you from losses in production caused by drought or other weather-related conditions. this allows you to keep supporting your livestock when natural grazing is reduced. 

Whole Farm Revenue Protection (WFRP)

Provides safeguards for a farm's total revenue by covering losses from multiple commodities/sources.

Livestock Risk Protection (LRP)

Compensation for livestock producers if market prices for their animals drop below a set guaranteed price.

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